Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) terhadap Likuiditas Bank Umum Syariah (BUS) Periode 2015-2017

Authors

  • Mayvina Surya Mahardhika Utami Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Muhammadiyah Malang
  • Muslikhati Muslikhati Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Muhammadiyah Malang

DOI:

https://doi.org/10.22219/jes.v4i1.8495

Keywords:

Third Party Fund (DPK), Capital Adequacy Ratio, Liquidity, Islamic Bank.

Abstract

This research present to analyze the Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) to liquidity in Islamic Bank as a whole. The period used in this study is 2015 to 2017. This research type and uses an approach to not exist or not based on one or more variables. The variables in this research are Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF). While the dependent variable in this research is liquidity at Sharia Commercial Bank. The data used is secondary data from webside BI and OJK, while the data analysis technique is Multiple Regression Analysis. The results of this study indicate that the variable of Third Party Funds (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) simultaneously have a significant influence on the level of liquidity. While partially DPK and NPF have a significant influence, whereas CAR has no significant effect.

Downloads

Download data is not yet available.

References

Antonio, Muhammad Syafi’i. (1999). Bank Syariah. Wacana Utama dan Cendekiawan. Jakarta: Diterbitkan atas kerja sama BI dengan Tazkia Institute. ______________________. (2001). Bank Syariah: Dari Teori Ke Praktik. Jakarta: Gema Insani Press. Dendawijaya, Lukman. (2001). Manajemen Perbankan. Jakarta: Ghalia Indonesia. __________________. (2005). Manajemen Perbankan. Jakarta: Ghalia Indonesia. __________________. (2003). Manajemen Perbankan. Bogor: Ghalia Indonesia, Edisi Kedua. Husain, Saddan. (2015).“Metafora Amanah Pengelolaan dana Pihak Ketiga (DPK) sebagai Penompang Asset Perbankan Syariah Ditinjau dari Aspek Trilogi Akuntabilitas (Studi Kasus Pada PT. bank BNI Syariah Cabang Makassar)” (Jurnal Iqtisaduna Vol. 1(2). Hugraheni, E. (2015). Analisis Pengaruh Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Beban Operasional-Pendapatan Operasional (BOPO) dan Non Performing Financing (BPF) terhadap Return On Asset (ROA) pada PT. Bank Syariah Mandiri (Doctoral dissertation, Program Pasca sarjana UIN-SU). Ismail. (2014). Perbankan Syariah. Jakarta: Kencana. Kamal, Rendy. (2014). Analisis Pengaruh Non Performing Financing (NPF), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Capital Adequacy Ratio (CAR) Dan Sertifikat Bank Indonesia Syariah (SBIS) Terhadap Laba Perbankan Syariah Di Indonesia Periode September 2009-Desember 2013. Skripsi Ilmu Ekonomi Dan pembangunan UIN Syarif Hidayatullah, Jakarta. Karim, Adiwarman A. (2004). Bank Islam: Analisis Fiqih dan Keuangan Jakarta: PT RajaGrafindo Persada. Kasmir. (2002). Dasar-Dasar Perbankan. Jakarta: PT. RajaGrafindo Persada. Kuncoro,Mudrajad. (2013). Metode Riset Untuk Bisnis & Ekonomi. Jakarta: Penerbit Erlangga. Munawir. 2007. Analisis Laporan Keuangan . Yogyakarta: Liberty. Muhamad. (2002). Manajemen Bank Syariah. Yogyakarta: Unit Penerbit dan Percetakan (UPP) AMPYKPN. Pratami, Wuri Arianti Novi. (2011). Analisis Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) dan Return On Asset (ROA) terhadap Pembiayaan Pada Perbankan Syariah. Studi Kasus Pada Bank Muamalat Indonesia Periode 2001-2011. Universitas Diponegoro. Rahman, Afzalur. 2005. Doktrin Ekonomi Islam jilid 1. Jakarta: PT. Dana Bankti Waqaf. Susilowati, Enny. (2016). Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), dan Non Performing Financing (NPF) Terhadap Likuiditas Perbankan Syariah di Indonesia Periode 2011-2015. Skripsi Universitas Islam Negeri Syarif Hidayatullah, Jakarta. Suwiknyo, Dwi. (2010). Analisis Laporan Keuangan Perbankan Syariah. Yogyakarta: Pustaka Belajar. Wardiantika, Lifstin, dan Rachmawati Kusumaningtyas. (2014). Pengaruh DPK, NPF, dan SWBI Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah Tahun 2008-2012. Jurnal Ilmu Manajemen (JIM) 2(4). Zulfiah, Fitri, and Joni Susilowibowo. (2014). Pengaruh Inflasi, BI Rate, Capital Adequacy Ratio (CAR), Non Performing Finance (NPF), Biaya Operasional dan Pendapatan Operasional (BOPO) Terhadap Profitabilitas Bank Umum Syariah Periode 2008-2012. Jurnal Ilmu Manajemen, Vol. 2, No. 3. Ini Alasan Pembiayaan Macet Perbankan Syariah Cukup Tinggi, diakses pada tanggal 11 Februari 2018 dari http://ekonomi.kompas.com Perkembangan DPK Perbankan Syariah 2010-2015, diakses pada tanggal 6 Maret 2018 dari https://databoks.katadata.co.id/datapublish/2016/09/01/perkembangan-dpk-perbankan-syariah-2010-2015.htm Stabilitas sistem keuangan, diakses pada tanggal 09 Februari 2018 dari www.bi.go.id

Downloads

Published

2019-06-24

How to Cite

Utami, M. S. M., & Muslikhati, M. (2019). Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non Performing Financing (NPF) terhadap Likuiditas Bank Umum Syariah (BUS) Periode 2015-2017. Falah: Jurnal Ekonomi Syariah, 4(1), 33–43. https://doi.org/10.22219/jes.v4i1.8495

Issue

Vol. 4 No. 1 (2019): Februari 2019

Section

Journal Article

License

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
  3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).


    Creative Commons License
    This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.