Journal of Islamic Economics Development and Innovation (JIEDI)

The Factors Influencing Public Interest in Using Sharia Microfinance Institution Produsts in Lamongan

A. Satria Syarif Hidayatullah — 2024-09-23

Islamic Microfinance Institutions (IMI) have a strategic role with their main function being to collect funds from people with excess funds and channel the funds to people in need effectively and efficiently. The existence of IMI is expected to help people, especially those from the lower middle class, in gaining access to funding. However, the perception and attitude of the community towards bank interests and the profit sharing system show diversity. Some people still choose to accept interest and consider it the same as the profit sharing system, so an analysis of factors that influence the community's interest in using IMI products is needed. The purpose of this study was to determine the effect of knowledge, promotion, service quality, and religiosity on the community's interest in using IMI products in Lamongan. The sample used was 100 samples selected using the purposive sampling method. The data was processed using multiple linear regression analysis techniques. The test results stated that partially and simultaneously, the variables of knowledge, service quality, promotion, and religiosity had a positive effect on the community's interest in using IMI products in Lamongan.

Efektivitas dan Kontribusi Pajak Hotel, Pajak Mineral Bukan Logam dan Batuan, dan Pajak Air Bawah Tanah Terhadap Pendapatan Asli Daerah Kabupaten Bojonegoro Tahun 2017-2019

Agung Bagaskoro — 2024-09-24

This study aims to analyze the effectiveness and contribution of Hotel Tax, Non-Metal Minerals, Rock Tax, and Underground Water Tax on Local Revenue. The data used is time eries data for 2017-2019. This study uses a descriptive analysis methot using indicators of value classification of effectiveness and contribution criteria. The results of this study indicate the highest level of effectiveness, namely groundwater tax with very effective criteria. While the lowest level of effectiveness is the tax on non-metallic minerals and rocks with effective criteria. The biggest contribution level is hotel tax with very low criteria. While the smallest contribution level is groundwater tax with very low criteria

Faktor-Faktor yang Mempengaruhi Minat Anggota pada Produk Tabungan Mudharabah Umum di Koperasi Baitul Tamwil Muhammadiyah Kecamatan Babat Kab. Lamongan

M. Akbar Asykur Sony — 2024-09-25

This study aims to find out how the Baitul Tamwil Muhammadiyah Babat Cooperative attracts customer interest and interest and retains it so that it can develop is a problem that must be faced by Islamic financial institutions. This research uses a type of quantitative research and a quantitative descriptive approach with observational data collection techniques, questionnaires or questionnaires, interviews, and documentation. Respondents in this study were 90 people. Primary and secondary research data sources with independent research variables which include location, knowledge, promotion, service, and profit sharing. While the dependent variable is customer interest in general mudharabah savings products in the Baitul Tamwil Muhammadiyah Cooperative, Babat District. Customer interest in the Baitul Tamwil Muhammadiyah Cooperative, Babat District, in general mudharabah savings products

Pengaruh Produk, Harga, Tempat, dan Kualitas Layanan Islami Terhadap Keputusan Pembelian di Omah Dewe Malang

Muhammad Akhbarul Haqiqi — 2024-09-26

This study aims to determine the effect of Islamic product, price, place, and service quality on purchasing decisions at omah dewe Malang. This study used a quantitative approach to the research subjects of omah dewe Malang customers. The analysis tool in this study was to use smartPLS 4.0 software using SEM (structural equation modeling) analysis. The respondents in this study were 150 respondents in omah dewe Malang. The results of this study indicate that Islamic products, prices, places, and service quality have a significant effect on purchasing decisions at omah dewe Malang.