The Factors Influencing Public Interest in Using Sharia Microfinance Institution Produsts in Lamongan

Mon, 23 Sep 2024 00:00:00 +0700

Islamic Microfinance Institutions (IMI) have a strategic role with their main function being to collect funds from people with excess funds and channel the funds to people in need effectively and efficiently. The existence of IMI is expected to help people, especially those from the lower middle class, in gaining access to funding. However, the perception and attitude of the community towards bank interests and the profit sharing system show diversity. Some people still choose to accept interest and consider it the same as the profit sharing system, so an analysis of factors that influence the community's interest in using IMI products is needed. The purpose of this study was to determine the effect of knowledge, promotion, service quality, and religiosity on the community's interest in using IMI products in Lamongan. The sample used was 100 samples selected using the purposive sampling method. The data was processed using multiple linear regression analysis techniques. The test results stated that partially and simultaneously, the variables of knowledge, service quality, promotion, and religiosity had a positive effect on the community's interest in using IMI products in Lamongan.

Efektivitas dan Kontribusi Pajak Hotel, Pajak Mineral Bukan Logam dan Batuan, dan Pajak Air Bawah Tanah Terhadap Pendapatan Asli Daerah Kabupaten Bojonegoro Tahun 2017-2019

Agung Bagaskoro, Muslikhati Muslikhati , Rahmi Amalia — Tue, 24 Sep 2024 00:00:00 +0700

This study aims to analyze the effectiveness and contribution of Hotel Tax, Non-Metal Minerals, Rock Tax, and Underground Water Tax on Local Revenue. The data used is time eries data for 2017-2019. This study uses a descriptive analysis methot using indicators of value classification of effectiveness and contribution criteria. The results of this study indicate the highest level of effectiveness, namely groundwater tax with very effective criteria. While the lowest level of effectiveness is the tax on non-metallic minerals and rocks with effective criteria. The biggest contribution level is hotel tax with very low criteria. While the smallest contribution level is groundwater tax with very low criteria

Journal of Islamic Economics Development and Innovation (JIEDI)

The Factors Influencing Public Interest in Using Sharia Microfinance Institution Produsts in Lamongan

Efektivitas dan Kontribusi Pajak Hotel, Pajak Mineral Bukan Logam dan Batuan, dan Pajak Air Bawah Tanah Terhadap Pendapatan Asli Daerah Kabupaten Bojonegoro Tahun 2017-2019