Anggraeny, Isdian, Isdiyana Kusuma Ayu, Sintia Rahmah, Asrul Ibrahim Nur, and Siti Wulandari. 2023. “Non-Performing Loan Settlement by Fintech Lending in Unsecured Credit Sale and Purchase Transactions: To Do or Not to Do”. Indonesia Law Reform Journal 3 (3):274-86. https://doi.org/10.22219/ilrej.v3i3.30160.