Anggraeny, Isdian, Isdiyana Kusuma Ayu, Sintia Rahmah, Asrul Ibrahim Nur, and Siti Wulandari. “Non-Performing Loan Settlement by Fintech Lending in Unsecured Credit Sale and Purchase Transactions: To Do or Not to Do”. Indonesia Law Reform Journal 3, no. 3 (December 9, 2023): 274–286. Accessed November 22, 2024. https://ejournal.umm.ac.id/index.php/ilrej/article/view/30160.