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Submission Preparation Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.
  • The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  • The submission file is in Microsoft Word, RTF, or WordPerfect document file format.
  • Where available, URLs for the references have been provided.
  • The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  • The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines, which is found in About the Journal.
  • If submitting to a peer-reviewed section of the journal, the instructions in Ensuring a Blind Review have been followed.

Author Guidelines

A. Article topic / theme theme requirements:

Articles sent to the Intermediation Journal are the work of the author and have never been published.

The article is in line with Finance and Banking

The contents of articles can be in the form of Research Articles or Thought Results Articles.

Articles published do not necessarily reflect the views of the Editor.

B. Systematics of writing

Research Article: a. Title, b. Name, Identity, Institution, and E-mail Address of the Author, c. Abstract and key words, d. Introduction, e. Literature Review, f. Research Methods, g. Research and Discussion Results, h. Conclusions, and i. References.

Articles of Thought: a. Title, b. Name, Identity, Institution, and E-mail Address of the Author, c. Abstract and key words, d. Introduction, e. Core Section (subtitles), f. Conclusions and g. References.

C. General provisions for writing

The paper used is A4 with a number of pages between 15-25, not including Bibliography.

The manuscript is typed in MS Word, the font type Times New Roman 12, 2 spaces, with a top margin of 4 cm, left 4 cm, right 3 cm, and bottom 3 cm.

The language used can be Indonesian or English, using the correct language structure.

D. Special conditions of writing

If the article manuscript is written in Indonesian, then the abstract is written in English, whereas if the article manuscript is in English, then the abstract is written in Indonesian.

Abstract consists of 1 paragraph, with the number of words between 70-100 and italicized with a distance of 1 space.

Bold writing is only used in titles and subtitles, while italics are only used in writing foreign words or words that are emphasized and abstract writing.

Writing direct quotations can be done in two ways, namely placing the author (reference source) and the year of publication in front of the quoted sentence or writing the author and the year of publication behind the quoted sentence.


Robbins, S. P. and Timothy A. J.
(2008: 146) states that the Value System is a hierarchy based on the classification of values of an individual according to their intensity

            Writing a bibliography is done using the HARVARD model (name, year) with a period separator (.) The following is an example of writing a bibliography:

 a. Reference from the book

 Luthans, Fred. 2020. Organizational Behavior 10th Edition. The McGraw-Hill Companies, Inc

 b. References from journals, magazines, newspapers, etc.

Widayat. 2008. "Determinants of Investment Behavior". Business Economics. Vol.01 No.02. 2008. Pp. 111-127

 c. Reference from the internet

Subambang, Budiono, 2004. Regional Investment Incubator Study A Thought to Support Local Economic Development. Available online at: http: //www/ (accessed 28 April 2008)

 d. Reference from proceeduring, thesis, dissertation, paper (unpublished)

Tambunan, Tulus T.H. 2011. "MSMEs, Entrepreneurship, and Government Policies: The Story from Indonesia" Paper presented at the National Seminar: Strengthening MSMEs as Leading Indonesian Economic Sector. October .UMM

Writing the title of the table using Arabic numbers (1,2,3, etc.) and placed on the table. The lines in the table use only three (3) horizontal lines without vertical lines. The table as far as possible does not result from the scan. Each table must include the source and listed below the table.

The title of the image / graphic / other illustration is placed under the illustration and its position in the middle.

Not allowed to attach attachments.

E. Other

Editors have the right to edit writing, without changing the intent or view of the author.



Privacy Statement

The names and email addresses entered in this journal site will be used exclusively for the stated purposes of this journal and will not be made available for any other purpose or to any other party.

This journal is used as a source of information
about scientific works in the field of economics
for every academician, especially lecturers,
students and alumni of the University of Muhammadiyah Malang
and other authors

Publication Frequency


Article Charger

This journal charges the following author fees.

Article Submission: 0.00 (IDR)
Authors are not required to pay an Article Submission Fee as part of the submission process to contribute to review costs.


Article Publication: 0.00 (IDR)

If your manuscript is accepted for publication, you are not required to pay an Article Publication.