MOTIVATION TO USE M-PAYMENT IN SHOPPING CENTRE: A QUALITATIVE INQUIRY

Authors

  • Efendi Efendi Faculty of Economics and Business, Atma Jaya Catholic University of Indonesia
  • Lina Salim Faculty of Economics and Business, Atma Jaya Catholic University of Indonesia

DOI:

https://doi.org/10.22219/mb.v10i2.13531

Keywords:

mobile payment, technology acceptance, innovation diffusion, network externalities, photo voice

Abstract

The study intends to understand motivation to use M-payment in shopping centre, which can be considered to be a new technology of payment. The literature on technology acceptance has been flourishing for a long time. The three leading theories in technology acceptance are innovation diffusion, technology acceptance, and network externalities theories. The study employs a qualitative methodology using the approach of photo voice. Six participants were selected for the study. The results of the study indicate that the participants are motivated to use M-payment because of convenience, sales promotion, convergence, and keeping up with the trend or technology. The findings are then compared to the leading theories in technology acceptance. 

Downloads

Download data is not yet available.

Author Biographies

Efendi Efendi, Faculty of Economics and Business, Atma Jaya Catholic University of Indonesia

I am an Assistant Professor from the Faculty of Economics and Business, Atma Jaya Catholic University. My research area is in service marketing.

Lina Salim, Faculty of Economics and Business, Atma Jaya Catholic University of Indonesia

I am an Associate Professor from the Faculty of Economics and Business, Atma Jaya Catholic University. My research area is in  marketing.

References

Amoroso, D. L., & Magnier-Watanabe, R. 2012. Building a research model for mobile wallet consumer adoption: the case of mobile Suica in Japan. Journal of theoretical and applied electronic commerce research, 7(1), 94-110.

Apanasevic, T., Markendahl, J., & Arvidsson, N. 2016. Stakeholders' expectations of mobile payment in retail: lessons from Sweden. International Journal of Bank Marketing, 34(1), 37-61.

Chemingui, H. 2013. Resistance, motivations, trust and intention to use mobile financial services. International Journal of Bank Marketing, 31(7), 574-592

Cornelissen, J. P. 2017. Preserving theoretical divergence in management research: Why the explanatory potential of qualitative research should be harnessed rather than suppressed. Journal of Management Studies, 54(3), 368-383.

Creswell, J. W. 2007. Qualitative Inquiry & Research Design: Choosing Among Five Approaches. Sage Publications. Thousand Oaks, CA.

Davis, F. D. 1989. Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS quarterly, 13(3), 319-340.

Dinh, V. S., Nguyen, H. V., & Nguyen, T. N. 2018. Cash or cashless? Promoting consumers’ adoption of mobile payments in an emerging economy. Strategic Direction, 34(1), 1-4.

Economides, N. 1996. The economics of networks. International Journal of Industrial Organization, 14(6), 673-699.

Jakarta Post. 2020, February 27. E-money transactions in Indonesia skyrocket 173% in January, Retrieved from Jakarta Post website: https://www.thejakartapost.com/news/2020/02/27/e-money-transactions-in-indonesia-skyrocket-173-in-january.html

Lee, J. M., Lee, B., & Rha, J. Y. 2019. Determinants of Mobile Payment Usage and the Moderating Effect of Gender: Extending the UTAUT Model with Privacy Risk. " International Journal of Electronic Commerce Studies", 10(1), 43-64.

Mahler, A., & Rogers, E. M. 1999. The diffusion of interactive communication innovations and the critical mass: the adoption of telecommunications services by German banks. Telecommunications policy, 23(10-11), 719-740.

Rogers, E.M. 2003. Diffusion of Innovations, 5th ed., Simon & Schuster, London.

Sinha, M., Majra, H., Hutchins, J., & Saxena, R. 2019. Mobile payments in India: the privacy factor. International Journal of Bank Marketing, 37(1), 192-209

Van Hove, L. 1999. Electronic money and the network externalities theory: lessons for real life. Netnomics, 1(2), 137-171.

Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. 2003. User acceptance of information technology: Toward a unified view. MIS quarterly, 27(3), 425-478.

Venkatesh, V., Thong, J. Y., & Xu, X. 2012. Consumer acceptance and use of information technology: extending the unified theory of acceptance and use of technology. MIS quarterly, 36(1), 157-178.

Wang, C., & Burris, M. A. 1997. Photovoice: Concept, methodology, and use for participatory needs assessment. Health Education & Behavior, 24(3), 369-387.

Wright, P. M. (2017). Making great theories. Journal of Management Studies, 54(3), 384-390.

Yeh, H. 2020. Factors in the Ecosystem of Mobile Payment Affecting its Use: From the Customers' Perspective in Taiwan. Journal of theoretical and applied electronic commerce research, 15(1), 13-29.

Zhu, D. H., Lan, L. Y., & Chang, Y. P. 2017. Understanding the Intention to Continue Use of a Mobile Payment Provider: An Examination of Alipay Wallet in China. International Journal of Business & Information, 12(4), 369-90

Downloads

Published

2020-10-25

Issue

Section

Articles