Pengaruh Capital Adequency Ratio (CAR), Non-Performing Financing (NPF), dan Financing to Deposit Ratio (FDR) Terhadap Profitabilitas

(Studi pada Sektor Perbankan Syariah BUMN 2016 - 2020)

Abstract

This research aimed to test and analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit Ratio (FDR) on the Performingability of Islamic banking during the five years 2016-2020. The method of this research is Purposive sampling by using four Islamic banks owned by BUMN, focusing on the period 2016-2020. Then the data analysis technique uses multiple linear analysis while for data processing using the SPSS. Based on the result of this research, it can be concluded that CAR has an effect simultaneously but does not affect it partially, NPF has a negative and significant effect, and FDR has an effect simultaneously but does not affect partially on the Performingability of BUMN Islamic banking in 2016-2020.