The Influence of Financial Literacy and Lifestyle on Consumptive Behavior in The Lowokwaru Sub-District Community

Authors

  • Veny Yuliana Universitas Muhammadiyah Malang
  • Erna Retna Rahadjeng Universitas Muhammadiyah Malang
  • Novi Puji Lestari Universitas Muhammadiyah Malang

DOI:

https://doi.org/10.22219/jamanika.v4i2.33639

Keywords:

financial literacy, lifestyle, Consumptive behavior

Abstract

This research aims to determine the influence of financial literacy and lifestyle, both partially and simultaneously, on consumer behavior in the people of Malang City. The population in this study were people who lived in Tlogomas Village, Lowokwaru District, Malang City, East Java, totaling 894 people. Sampling used the slovin formula and obtained 100 people. The data collection method is by distributing questionnaires to respondents online via the Google form. Data analysis in this research uses research instrument testing, classical assumption testing, multiple linear regression analysis, hypothesis testing. The results of this research show that financial literacy has a positive and significant effect on consumptive behavior, lifestyle has a positive and significant effect on consumptive behavior, and simultaneously financial literacy and lifestyle have a positive and significant effect on consumptive behavior.

Downloads

Download data is not yet available.

References

Anggraini, R. T., & Santhoso, F. H. (2019). Hubungan antara Gaya Hidup Hedonis dengan Perilaku Konsumtif pada Remaja. Gadjah Mada Journal of Psychology (GamaJoP), 3(3), 131. https://doi.org/10.22146/gamajop.44104

Aprilia, D., & Deliyana, S. (2022). SEIKO : Journal of Management & Business Pengaruh Gaya Hidup Dan Literasi Keuangan Terhadap Perilaku Konsumtif Dalam Menggunakan Layanan Shopeepay Pada Generasi Y Dan Z Di Kota Bandung. 5(2), 178–200. https://doi.org/10.37531/sejaman.v5i2.2893

Arianti, B. F. (2021). Literasi Keuangan (teori dan implementasinya).

Basu Swastha dan Hani Handoko. 2011. Manajemen Pemasaran Analisis Perilaku Konsumen. Yogyakarta: BPEE.

Fitriyani, N., Widodo, P. B., & Fauziah, N. (2013). Hubungan antara konformitas dengan perilaku konsumtif pada mahasiswa di genuk indah semarang. Jurnal Psikologi Undip, 12, (1), 55–68. https://doi.org/https://doi.org/10.14710/jpu.12.1.1-14

Imawati, I. & S. & I. (2013). Pengaruh Financial Literacy Terhadap Perilaku Konsumtif Remaja pada Program IPS SMA Negeri 1 Surakarta Tahun Ajaran 2012/2013. Jupe UNS, 2 No.1(1), 48–58.

Kusumaningtyas, I., & Sakti, N. C. (2017). Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Perilaku Konsumtif Siswa Kelas Xi Ips Di Sma Negeri 1 Taman Sidoarjo. Jurnal Pendidikan Ekonomi (JUPE), 5(3), 1–8.

Mowen, John C dan Minor, Michael. 2002. Perilaku Konsumen. Jilid 1 Ed. 5, Jakarta : Erlangga

Mönks, F. J., Knoers, A. M., & Haditono, S. R. (2001). Psikologi perkembangan pengantar dalam berbagai bagiannya. Yogyakarta: Gadjah Mada University Press.

OJK. (2015). Survei Nasional Literasi Dan Inklusi Keuangan. https://www.ptonline.com/articles/how-to-get-better-mfi-results

OJK. (2014). Survei Nasional Literasi Keuangan Indonesia Tahun 2013. https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Download/516

Pulungan, D. R., & Febriaty, H. (2018). Pengaruh Gaya Hidup dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa. Jurnal Riset Sains Manajemen, 2(3), 1–8. https://doi.org/10.5281/zenodo.1410873

Sardiyo, & Martini. (2016). Pengaruh Gaya Hidup Dan Literasi Keuangan Terhadap Perilaku Konsumtif Belanja Online. Journal, 6(0292), 50–76.

Setiadi J ,Nugroho. Perilaku Konsumen Perspektif Kontemporer Pada Motif, Tujuan, Dan Keinginan Konsumen, Jakarta: Kencana Prenada Media Group, 2010

SL. Triyaningsih (2011). Dampak Online Marketing Melalui Facebook Terhadap Perilaku Konsumtif Masyarakat. Fakultas Ekonomi Universitas Slamet Riyadi Surakarta. Jurnal Ekonomi Dan Kewirausahaan, 11(2), 172–177.

Sumartono. (2002). Terperangkap dalam Iklan (Meneropong Imbas Pesan Iklan Televisi. Bandung: Alfabeta

Velina, M. A., & Rizky, M. (2022). Pengaruh Literasi Keuangan Terhadap Gaya Hidup Dan Perilaku Konsumtif Santri / Santriwati Pondok Pesantren Darussalam Martapura The Effect Of Financial Literature On Lifestyle And Consumption Behavior Of Darussalam Martapura Islamic Boarding School Studen. Seminar Nasional (PROSPEK I), Prospek I, 185–193.

Downloads

Published

2024-06-30

Issue

Vol. 4 No. 2 (2024): JUNE

Section

Articles

License

Copyright (c) 2024 Veny Yuliana, Erna Retna Rahadjeng, Novi Puji Lestari

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.