ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN BANK UMUM SWASTA NASIONAL DEVISA DI BEI PERIODE 2014-2018

Authors

  • Trifonia Klara Seran Universitas Muhammadiyah Malang
  • Ida Nuraini Universitas Muhammadiyah Malang
  • Arfida Boedirochminarni Universitas Muhammadiyah Malang

DOI:

https://doi.org/10.22219/jie.v5i1.14324

Keywords:

BOPO, CAR, LDR, NIM, NPL, Profitability of Bank, ROA.

Abstract

The purpose of this study is to analyze the influence of Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Operational Costs to Operating Income (BOPO), Loan to Deposit Ratio (LDR) and Net Interest Margin (NIM) on profitability measured by Return On Asset (ROA) of National private foreign exchange bank in BEI. The analytical tool used is a combined panel data regression analysis method between the time series data of 2014-2018 and cross-section data  6 National private foreign exchange bank in BEI by using the Common Effects model. The results showed that the CAR had a positive and not significant effect on bank profitability (ROA), NPL had a positive and significant effect on bank profitability (ROA), BOPO had a negative effect and significant to bank profitability (ROA), LDR has negative and not significant effect on bank profitability (ROA)and NIM has a positive and not significant effect on bank profitability (ROA).  value of 0.98 (98%) which means as much as 98% changes in bank profitability can be explained by the independent variables that exist while 2% is explained by other causes outside the research model.

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References

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Published

2021-02-15

How to Cite

Seran, T. K., Nuraini, I., & Boedirochminarni, A. (2021). ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN BANK UMUM SWASTA NASIONAL DEVISA DI BEI PERIODE 2014-2018. Jurnal Ilmu Ekonomi JIE, 5(1), 128–140. https://doi.org/10.22219/jie.v5i1.14324

Issue

Vol. 5 No. 1 (2021): Jurnal Ilmu Ekonomi

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Article

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