A. Haguisan III, Ismael, La Consolacion University Philippines, City of Malolos, Philippines Adekunle, Oludayo Elijah, Department of Banking and Finance, Adekunle Ajasin University Akungba-Akoko, Ondo State, Nigeria Adriadi, Krisno, Postgraduate Program, Perbanas Intitute, Indonesia Afifah, Nur, Management Department, Institut Teknologi Indonesia, Indonesia Afuwu, Hanifah, Prodi Statistika, Sekolah Tinggi Ilmu Statistik Agustina, Agustina, Master of Management, Faculty of Economics and Business, Universitas Palangka Raya, Indonesia Ahmad, Kharisma, Islamic Economics, Faculty of Islamic Religion, Siliwangi University, Indonesia Aini, Nurul, Management Department, Postgraduate Program, Universitas Diponegoro, Indonesia Akhmalia, Dina Garnida, Faculty of Economics and Business, Universitas Perjuangan Tasikmalaya, Indonesia Al Umar, Ahmad Ulil Albab, IAIN Salatiga Ambarwati, Titiek Ambarwati, Titiek, Universitas Muhammadiyah Malang (Indonesia) Andiojaya, Agung, Statistician, Central Bureau of Statistic-Indonesia, Indonesia Andru, Achmad, Postgraduate Program, Perbanas Intitute, Indonesia Angga Pramuja, Risky, Vocational School, Universitas Muhammadiyah Malang, Indonesia Anggraeni, Titi, Faculty of Economics and Business, Universitas Trisakti, Indonesia Angraini, Dila, Universitas Pamulang Anisah, Hastin Umi, Departement of Management, Universitas Lambung Mangkurat Banjarmasin Annisa, Dea, Universitas Pamulang Anwar, Achmad Syaiful Hidayat, Universitas Muhammadiyah Malang Ariani, Nenny, STIE AMM Mataram and PhD candidate at Diponegoro University Arifani, Arifani, Sekolah Tinggi Ilmu Ekonomi Indonesia Makassar, Indonesia Arifin, Zainal, Faculty of Economics and Business, Universitas Muhammadiyah Malang Arniati, Arniati, Department of Economics, Faculty of Economics and Business, Universitas Muhammadiyah Makassar Ashari, Nasri, Sekolah Tinggi Ilmu Ekonomi Makassar (STIEM) Bongaya